| $8.50 |
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Great card for USAA member ONLY.
Low APR and security deposit earns interest.
Choose between Mastercard or AMEX.
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APPLY
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35.0
0.0
9.9
9.9
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USAA Secured Card®
Issuer: USAA Savings Bank
Network: MasterCard or AMEX
Credit Rating: Poor
- It's a real credit card — not a prepaid or debit card, that helps you build or improve your credit score.
- When you apply — you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
- Your CD is a security deposit — the money you put in upfront, from $250 to $5,000, is the card's credit limit.
- Earn interest on your CD — your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments.
- Start building your credit — opening a CD lets you get a credit card even if you don't have a credit history or have bad credit.
- Get a low 9.9% APR on purchases, balance transfers and cash advances. This rate is tied to the Prime Rate, an industry standard used to determine your credit card interest rate. This ensures that your rate won't be changed on a whim.
- $35 annual fee, with no application fee.
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Card Fees
| Minimum Deposit: |
$250 |
| Annual Fee |
$35.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
9.90% V |
| Cash APR: |
9.90% V |
| Grace Period: |
25 Days |
| Late Fee: |
Up to $35.00 |
| Overlimit Fee: |
None |
| Return Item Fee: |
Up to $35.00 |
| Max Credit Limit: |
$5,000 |
| V=Variable, F=Fixed |
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| $13.12 |
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Solid card. Security deposit earns interest.
Free credit score from Experian
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APPLY
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35.0
0.0
20.99
23.99
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U.S. Bank Secured Visa® Card
Issuer: US Bank
Network: Visa
Credit Rating: Poor
Safely build or re-establish your credit history now. With the U.S. Bank Secured Visa® Credit Card, you’ll: - Ensure your card can be paid with a U.S. Bank FDIC-insured, interest-earning savings account, which won't be touched as long as your account remains open and in good standing.
- Demonstrate good habits with a card that looks and works just like any other credit card.
- Get worldwide purchasing power and flexibility as you work to build your credit.
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Card Fees
| Minimum Deposit: |
$300 |
| Annual Fee |
$35.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
20.99% V |
| Cash APR: |
23.99% V |
| Grace Period: |
24-30 Days |
| Late Fee: |
Up to $35 |
| Overlimit Fee: |
Up to $35 |
| Return Item Fee: |
Up to $35 |
| Max Credit Limit: |
$5,000 |
| V=Variable, F=Fixed |
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| $13.17 |
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Great card with free credit monitoring.
Minimum deposit can vary depending on credit worthiness.
You credit limit may exceed your deposit.
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APPLY
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29.0
0.0
22.9
24.9
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Capital One® Secured MasterCard®
Issuer: Capital One
Network: MasterCard
Credit Rating: Poor
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
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Card Fees
| Minimum Deposit: |
$49-$200 |
| Annual Fee |
$29.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
22.90% V |
| Cash APR: |
24.90% V |
| Grace Period: |
25 Days |
| Late Fee: |
19 |
| Overlimit Fee: |
None |
| Return Item Fee: |
|
| Max Credit Limit: |
$3,000 |
| V=Variable, F=Fixed |
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| $11.12 |
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Competitively priced card with basic features
Not available in AK, IA, NY, WI.
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APPLY
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39.0
0.0
14.99
19.99
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The First Progress Platinum Horizon MasterCard® Secured Credit Card
Issuer: Synovus Bank
Network: MasterCard
Credit Rating: Poor
- Better than Prepaid - Compare and Save!
- Submit Your Refundable Security Deposit of $300 - $2,000 at Time of Application
- Just Pay Off Your Balance and Get Your Deposit Back at Any Time
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Full-Feature Platinum MasterCard® Secured Credit Card
- No Credit History or Minimum Credit Score Required for Approval
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Card Fees
| Minimum Deposit: |
$300 |
| Annual Fee |
$39.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
14.99% V |
| Cash APR: |
19.99% V |
| Grace Period: |
25 days |
| Late Fee: |
Up to $35.00 |
| Overlimit Fee: |
|
| Return Item Fee: |
|
| Max Credit Limit: |
$2,000 |
| V=Variable, F=Fixed |
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| $11.04 |
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Solid low priced card with high maximum credit limit
Customize the look of your card with personal designs for free.
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APPLY
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25.0
0.0
18.99
23.99
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Wells Fargo® Secured Card
Issuer: Wells Fargo Bank
Network: Visa
Credit Rating: Poor
By using credit responsibly, including your Wells Fargo® Secured Card, you can go a long way in building strong and healthy credit. - Once you receive your new credit card, you can customize the design using the Wells Fargo Card Design Studio® service. Showcase what’s truly important to you, from snapshots of family and pets to photos of a favorite hobby.
- Free access to online account. View charges, transfer funds, and more.
- Easily track your expenses.My Spending Report and Budget Watch are built-in tools that help you see where your money is going and easily set up a budget.
- Choose your monthly payment due date and also sign up for automatic or online payments.
- Stay on top of your account activity with free email alerts when you approach your credit limit, a payment is due, and more.
- Worry less with Zero Liability for promptly-reported unauthorized use. To help prevent fraud before it happens, the Wells Fargo® Secured Card also features automatic Fraud Monitoring and Early Warning Services.
- Get fast credit card transaction alerts on your mobile device when you set up Wells Fargo® Rapid Alerts.
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Card Fees
| Minimum Deposit: |
$300 |
| Annual Fee |
$25.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
18.99% V |
| Cash APR: |
23.99% V |
| Grace Period: |
25 Days |
| Late Fee: |
Up to $35.00 |
| Overlimit Fee: |
|
| Return Item Fee: |
Up to $35.00 |
| Max Credit Limit: |
$10,000 |
| V=Variable, F=Fixed |
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| $14.58 |
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No frills secured card.
Can open security deposit with $25 deposit.
Secured card is issued once minimum deposit is reached.
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APPLY
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50.0
0.0
19.99
19.9
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First PREMIER® Bank Secured Credit Card
Issuer: First Premier Bank
Network: MasterCard
Credit Rating: Poor
- Build your credit card limit over time!
- Security deposits are held in an FDIC-insured account
- This is a genuine secured credit card - not a debit or prepaid card
- No credit history required to apply for this credit card
- Security Deposits can be made over time
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Card Fees
| Minimum Deposit: |
$200 |
| Annual Fee |
$50.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
19.99% F |
| Cash APR: |
19.90% F |
| Grace Period: |
27 Days |
| Late Fee: |
Up to $35 |
| Overlimit Fee: |
|
| Return Item Fee: |
Up to $35 |
| Max Credit Limit: |
|
| V=Variable, F=Fixed |
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| $13.31 |
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Simple basic card.
Account can be opened at a branch.
You can open account at branch too..
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39.0
0.0
20.24
24.99
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BankAmericard® Secured Credit Card
Issuer: FIA Card Services
Network: Visa
Credit Rating: Poor
- No application fees or activation fees
- Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
- When handled responsibly, a foundation to build your credit history-important account information is shared with all three major credit bureaus
- After 12 months, your account may be reviewed and you may then qualify to have your security deposit returned if your credit and payment history warrant it at that time
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Card Fees
| Minimum Deposit: |
$300 |
| Annual Fee |
$39.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
20.24% V |
| Cash APR: |
24.99% V |
| Grace Period: |
25 Days |
| Late Fee: |
Up to $35 |
| Overlimit Fee: |
|
| Return Item Fee: |
UP to $25 |
| Max Credit Limit: |
$4,900 |
| V=Variable, F=Fixed |
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| $12.19 |
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Basic secured card but has additional fees.
After first year $25 fee to increase or decrease deposit.
NO grace period.
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APPLY
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50.0
0.0
14.25
14.25
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Open Sky℠ Secured Visa®
Issuer: Capital Bank
Network: Visa
Credit Rating: Poor
- Reports to three major credit bureaus.
- No checking account required.
- Four ways to fund your security deposit.
- There is no grace period, which means that interest is assesed as soon as you make a purchase and even if you pay off your card on time.
- There is $3.00 Paper Statement Fee rather than viewing them on www.ezcardinfo.com.
- Free fraud protection against unauthorized use.
- Real VISA® credit card – Not a prepaid or debit card. Use this credit card everywhere you see the Visa® logo.
- After your Account is open for one year or more Capital Bank charges a $25.00 each time you add Deposit Funds and increase the Credit Limit or request a reduction in your Credit Limit.
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Card Fees
| Minimum Deposit: |
$200 |
| Annual Fee |
$50.00 |
| Monthly Fee |
$0.00 |
| Purchase APR: |
14.25% V |
| Cash APR: |
14.25% V |
| Grace Period: |
None |
| Late Fee: |
Up to $20 |
| Overlimit Fee: |
|
| Return Item Fee: |
up to $25 |
| Max Credit Limit: |
$3,000 |
| V=Variable, F=Fixed |
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