advertiser disclosure

Informed Decisions

We hope our site helps everyone make informed financial decisions.

To keep our service free our partners pay us. This may impact what products we review or how they appear, e.g. the order or color in which companies appear, but our opinions are our own and partners cannot pay us for favorable reviews. See a list of partners

We review many financial companies and their products but are unable to cover them all. If you'd like us to review a company or product please let us know at moc.dnuohsod@kcabdeef

[close]

Prepaid Visa® Baby Phat RushCard

Rush Baby Phat
Issuer: The Bancorp Bank    Credit: No Credit Check
  • Keep average mthly balance >$500 and get a $2 credit
  • Higher than average ATM withdrawal limits
  • There are multiple card designs available
Sign Up
Card Details
  • Rushcard's monthly fees are average for the industry but have higher activation fees than most cards. The cards are notable because of their unique designs and that they are offered by Russell Simmons' company. Rushcards were some of the first prepaid cards in the market.
  • They have some of the highest ATM withdrawal limits.
  • Cash reloads can be done at locations such as Walmart, 7-Eleven, Albertsons, CVS, Safeway, Kroger and Walgreens that offer MoneyGram, MoneyPak, and Western Union. Fees range from $3.95 to $4.95.
  • The Rushcard Goal Reward will reimburse fees up to $2 in any month that the card maintains an average balance of $500 or more.
Card Fees
Activation Fee $14.95
Monthly Fee $5.95 w/ direct dep
$7.95 no direct dep
Call Center Free
LOAD FEES
 - Cash Reload Fee*** $3.95 /day
 - Direct Deposit Free (same as others)
***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage.
ATM**
 - Balance Inquiry $0.50 /inquiry
 - Out of Network $2.50 /withdrawal
 - In Network N/A
Transaction Fee (signature) $0.00 /transaction
Online Bill Pay Free
Online Acct Access Free
**Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage.